August 2011 | Issues
Mortgage rates are at historical lows. But Americans aren’t buying homes. Many current homeowners are unable to refinance existing mortgages because they owe more on the loan that the property is worth.
After peaking at $1.2 trillion in the third quarter of 2003, mortgage originations cratered to $297.16 billion in the third quarter of 2008, and have sputtered along the bottom since.
HWfocus Origination gathers perspectives from lenders, venders and servicers to see what lies ahead for home loan underwriting.
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May 2011 | Issues
Life has been interesting, even a bit dramatic, for those of us working in the REO space. Everyone involved with REO — from the servicers to the real estate brokers and vendors — will be involved in significant REO disposition efforts over the next three to four years.
HousingWire Focus REO Management, will give you the tools you need to succeed in this challenging environment.
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February 2011 | Issues
Private-label securitization will come back as housing finance looks for ways to change the way mortgages are funded. Although a short-term solution doesn’t seem likely to materialize, substantial talks to reform Fannie Mae and Freddie Mac are now under way.
In this issue, we take a look at the major challenges facing the securitization markets, including regulatory reform, risk-based capital requirements, loan servicing and government-sponsored housing reform.
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September 2010 | Issues
No aspect of the mortgage industry is more granular—or more important to local communities—than property preservation. As banks find themselves stewards of an ever-increasing inventory of homes across the U.S., local communities are finding themselves having to forge new partnerships to help drive local stability.
Among other issues, you’ll learn about code enforcement issues and what leading servicers are doing to partner with communities, as well as the challenges that lay ahead to revitalize some of the hardest-hit communities in the wake of the first wave of a historic housing crisis.
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July 2010 | Issues
Technology is shaping all facets of the mortgage industry, from originations to securitization—and even reaching into servicing operations, as well. In fact, the financial and housing crisis has only served to speed up the pace of technological innovation, as the industry looks to find new ways to gain efficiency, share information, and protect against abuse.
This special issue of HW Focus will take a look at how technology is changing the way we do business, and what lies ahead as new solutions are set to forever change how loans are made, serviced, and packaged and sold on secondary markets.
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April 2010 | Issues
No aspect of the mortgage industry is more granular—or more important to local communities—than property preservation. As banks find themselves stewards of an ever-increasing inventory of homes across the U.S., local communities are finding themselves having to forge new partnerships to help drive local stability.
Among other issues, you’ll learn about code enforcement issues and what leading servicers are doing to partner with communities, as well as the challenges that lay ahead to revitalize some of the hardest-hit communities in the wake of the first wave of a historic housing crisis.
Read more of this article »
